| Photo by Morgan Housel on Unsplash |
Dear Readers,
Thank you for coming here!
Here comes the snapshot of our Total Net-Worth for May 2026.
Stock market staged another rally. Despite the fall in the past week or so, the market still retained mosto f the gains.
GOLD price pretty much stayed flat vs last update. So good increment in GOLD as well.
| Photo by Morgan Housel on Unsplash |
Dear Readers,
Thank you for coming here!
Here comes the snapshot of our Total Net-Worth for Apr 2026.
Btw last update and this one, what a month! Luckily, the war is on pause and stock rebounded.
Looking back, I might have added positions too fast and too much. But no one can time the bottom perfectly and there is probably no need to.
GOLD price experienced rollercoaster as well. I am happy that we had TNW increase in terms of GOLD.
| Photo by Morgan Housel on Unsplash |
Dear Readers,
Thank you for coming here!
Here comes the snapshot of our Total Net-Worth for Mar 2026.
With the war and how the stock markets react to it, we are lucky to still have a positive increase vs last month. I hope for a swift end to the war and people, especially those close to the fire, can turn to normal life.
I believe this will happen. So I have been adding a lot of positions over the last 2-3 weeks.
GOLD experienced sharp decline. So increment in terms of GOLD is relatively good. This has also made a new record for our networth in terms of GOLD.
| Photo by Morgan Housel on Unsplash |
Dear Readers,
Thank you for coming here!
Here comes the snapshot of our Total Net-Worth for Feb 2026.
The gain is mainly from stocks - one of our counters continued to go up, while some others experienced decline, including some new positions.
Also, since I did the update quite late for this month, our Feb salary has hit our bank account. So this number includes our salary for both Jan and Feb.
The absolute number is very pleasant. But in terms of GOLD, again we are poorer. This has been largely the case for the past 2 years.
| Photo by Morgan Housel on Unsplash |
Dear Readers,
Thank you for coming here!
And welcome to 2026~!
Market rally continues. Of course, property appreciation, salary, AWS, CPF interests helped as well.
GOLD rally continues too. So increment in terms of GOLD is less impressive.
 |
| Photo by micheile dot com on Unsplash |
Dear Readers,
Thank you for coming here!
Since we have achieved 80/40 in 2025, we will be marching towards 160/40.
How to achieve it? Not yet a clue. I guess we will figure it out along the way.
Till next time!
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| From Author |
Dear Readers,
Thank you for coming here!
2025 is crazily pleasant for us.
Last year, we were working towards 80/40 goal and this year, we achieved twice that.
This much thanks to the stock market. Our annualized return since the beginning of our investment journey went from -1.3% in Jan to +17.1% in Dec. We got lucky after losing money for so many years in the market.
What's more, we have achieved the "magic number" we set for ourselves a few years back - the number we believe would be sufficient for our retirement, way ahead of our planned timeline.
So we have achieved some level of Financial Freedom. Hooray!!!
Of course, the year could have been better.
For 1) we sold our positions way too early. If not, the numbers would have been much crazier.
For 2) we missed Gold as an investment vehicle. We tried a few times but failed to pull the plug in the end. The outcome is that our total net-worth in terms of Gold is still lower than the peak in 2024. Gold, the yellow metal, showed the world its magic power!
In 2026, we will strive for higher.
For 2026, we will continue focusing on what we can control and influence - work hard, increase active income, stay invested, take care of family and health, and strive for higher achievements!
Last but not least, a huge thank you to all my readers! Wish you a Happy and Prosperous 2026!
Till next time!!!
