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| Photo by Morgan Housel on Unsplash |
Dear Readers,
Thank you for coming here!
Time flies!! 2024 is almost gone! Looking forward to 2025!
Here comes the snapshot of our Total Net-Worth for Dec 2024.
Net-Worth increase from last month: +105K SGD, +0.93KG Gold
The increase was a combination of salary and bonus, stock market recovery, appreciation of our flat and exchange rate.
Our net worth, in terms of Gold, had another positive change, partly due to the slight decrease of Gold price.
Investment: -1.84% annualized return, incl. dividend
For the 1st time since Mid 2021, our annualized investment loss has reduced to within -2%. We have seem the light at the end of the tunnel.
Since we have low confidence of our ability on active investing, we will stick to patience and let time work its wonders.
This of course means that the return of our portfolio will depend on the market performance. But secretly, I hope we can break into positive return territory within 2025.
Also stay tuned for the year-end summary which is coming soon.
Till next time!
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