Monthly Net-Worth Update — Feb 2023

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Dear Readers,

Thank you for coming here! 

Here is the snapshot of our Total Net-Worth for Feb 2023.

Net-Worth increase from last month: 36K SGD, +1.06KG Gold

The increase was partly due to the inclusion of 2-month CPF contribution. So I did the update in Jan before the CPF contribution was credited and Feb after it was credited. So a bit cheating for this month, given year-end CPF was bigger.

Our stock portfolio incurred further losses in the past month.

In terms of Gold, the increase was also enlarged by the drop of gold prices.

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Investment: -7.56% annualized return, incl. dividend

The rate continued to improve because we continued to put money into the T-bills.

Again, in plain and painful words, our portfolio performance did not improve. We are still in deep deep RED.

Till next time!